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As far as personal investments go, compound interest is your best friend –  interest on top of accrued interest. Instead of simply earning interest, on the initial principle you invest, you also earn interest on the interest that accrues over time. It makes your money grow faster than simple interest. Over time you make money

When my son was 4 years old, I told him I wanted him to go upstairs and clean his room. He looked up at me with those big blue eyes and said, “Well, there’s a difference in wants and needs.” Some people say he should have been disciplined but I don’t think so. I already

So, what qualifies me to write a blog? Have I made a great deal of money? No, not the majority of my life. Am I college educated? Yes, twice. But I went to the School of Hard Knocks to learn to manage money like everyone else has. Have I inherited millions of dollars? No, absolutely

Many times, I’ve heard people say, “Money is the root of all evil.” They couldn’t be more wrong. The Bible, in 1 Timothy 6:10 says, “The LOVE OF MONEY is the root of all evil . . .” I’m a Bible believer and I believe that the Bible is the holy and inherent word of

If you want to know how to make money, you need to know how to save money. Once you master that, the rest is easy. In 1995 I had a young attorney friend who bought a bottle of Mountain Dew at a convenience store every morning on his way to work when we had free

First see what your debts are so you can manage your debt. Gather all your bills and sort them in order of importance. Then look at the ones with the highest interest rates. You will need to create a budget to figure out exactly how much money you have coming in and how much you